Health care plans individual families can afford can still be found if you are willing to perform due diligence. Health care plans individual families can afford are available. The best place to look is online. Most people wait until a medical crisis to think about health insurance. Insurance companies count on this crisis, rushing you to accept high premiums.Get health insurance before a crisis occurs. The health insurance companies may appear to be caring, however, they want to make lots of money. Therefore, they count on you paying the most, when you need coverage the most, times of crisis. Don’t wait, look for good, affordable health insurance while you’re healthy. Starting early will also help you avoid disqualification for preexisting conditions that may pop up later. Health care plans individual families can afford can be found online.It’s an odd feeling to have the high pressure insurance agent at the dinner table. The agent just makes you feel bad about not having a certain amount of coverage. Those days are over! All you need is access to the internet, and you can apply for health insurance for free.Individuals, families and even companies can apply online. Make sure you find the “perfect fit”. Understand that a health care plan for an individual will not cover what a family plan covers. Also, make sure you find out what kind of prescription benefits are included, and what the co pay is for doctor visits. This is especially important when the little ones get the sniffles. Be sure you know what the doctor visit deductibles are.